10 reasons to choose a loan from Bank
You do not borrow money every day. That’s why you want to know exactly where you stand before you take out a loan. Bank is honest and clear about borrowing money. No surprises, but clear and clear conditions. Moreover, you can always pay off without penalty at Bank, as often and as much as you want. Want to know more about Bank? Read here the 10 benefits of borrowing money at Bank.
Compare loan checklist
Compare and understand the differences between a Personal loan and a revolving credit
Compare the loans, a personal loan or a revolving credit, in both substantive differences and the total costs. It is important to compare and understand the differences between the two loans. Determine on the basis of the differences which loan suits you best in your financial and personal situation. And let the choice for the loan form also depend on your loan goal. Would you like to borrow money for a car, for example? Make sure that you have repaid the loan before this car needs to be replaced. With a Personal loan you opt for a fixed term; So you know exactly when you have repaid the loan. A personal loan could be a suitable option for a car loan.
Compare the interest rates of loans
Compare the interest rates of loans. With a bank it is often more expensive to borrow than with a lender such as Bank.
Compare term or repayment percentage of loans
In addition to interest, pay attention to the term of a Personal Loan. The term of a Personal Loan also affects the total costs of a loan; the longer the term, the more interest you pay. For a revolving credit the lower the redemption percentage (eg 1%), the longer the term. And the longer the term, the more interest you pay. So the sooner you pay off the loan, the lower the total costs are.
Compare the loan conditions
Also pay attention to whether you can pay off without penalty. With a financial windfall you can pay extra or early. You can always pay off without penalty at Bank. We do not charge for this. Because you pay off earlier, the total costs of a loan fall.
Compare the service of lenders
It is also important to look at the service and reliability of the lender. Is the lender affiliated to the Netherlands Authority for the Financial Markets (AFM)? Can you contact us easily? Is the quote clear? When will you receive the loan amount? Are the customer experiences good? These are points where you can compare lenders on service and reliability.
Bank is affiliated with the AFM and the VFN, and is therefore a professional and reliable financial service provider. Our customers rate us with a 8.8 . Do you have questions? Our staff are happy to help you from Monday to Friday from 9 am to 5.30 pm via 073 – 646 2556 or info@Bank . You can also reach us via the chat on the website of Bank, 7 days a week from 9 am to 9 pm. When you request a free quote via Bank, you will receive a quote within 10 minutes. Once you have signed the contract and uploaded additional documents in an online secure environment, our experts will review your application again. If everything is agreed, you will receive the money in your bank account within 1-2 business days.