Step 1: Calculate your loan
What does a personal loan or a revolving credit cost? For this we have developed a handy online calculator. Then you can determine yourself what your choice will cost you. The calculator works as follows. First fill in a few basic details, including the desired amount of money, the purpose for which you want to borrow and the need to withdraw interim money. You then choose the desired term for a Personal Loan and with a Recurring Credit you can choose from the redemption percentages (monthly amount). This way you can immediately see, right next to each other, the difference in costs between the two loan types. Such as the monthly amount you have to pay off, the corresponding interest rate and the total amount of the loan. The shorter the chosen term or the higher the redemption percentage, the lower the total cost of the loan. From this overview you can request a free quote for a loan to your choice.
Step 2: Request a free quote
Have you made your choice? Then you can request a quotation directly online via the request button. That is also done in just a few steps. Step 1 shows the chosen product properties of the loan calculator, such as how much you want to borrow and the monthly amount. You can still change this here. In step 2 we ask you for a number of personal details. And in step 3 you can report your income and expenses. Then you can send your request in this way. Of course your privacy is fully guaranteed.
Step 3: Receive a quote immediately by e-mail
As soon as your request is received, we will take it into consideration. Three things can now happen. If your application is approved immediately, you will receive a free quotation from us directly by e-mail. If we need more information for the assessment, we will call you. And if we reject your request, you will also receive a direct message about this. Meesstal in such a case shows that a loan does not fit the personal situation and is therefore not justified.
Step 4: Upload some files
Of course we would like to process your application as soon as possible. For a smooth course of events it is therefore important that we receive the correct data and documents from you. Only then can we conclude an agreement with you. If you pay close attention to a few things, nothing can actually go wrong. Print the contract first and sign each page. Do not make any changes with pen or pencil! If there is a mistake in your contract, call us. Then we simply send you a new contract. Also make sure you make scans or photos of the other requested documents (for example with your mobile phone). These must be legible and must not have fading or dark spots. Finally, upload the signed offer and the requested documents securely in your personal online environment. Click on the link in the e-mail that you received from Directa.nl. Note: if you scan document on both sides, then of course also upload front and back!
Step 5: Receive your money
Once your loan has been approved, you will receive the money in your bank account within 1 to 2 working days. You do not have to do anything more for that.